Licensed in 28 states and Washington, D.C.

iRefi is a brand of Clear Mortgage Capital, Inc., a mortgage lender and broker regulated in every state where we do business. Every license below can be verified on the NMLS Consumer Access site.

Equal Housing Opportunity
Legal nameClear Mortgage Capital, Inc.
Doing business asiRefi
Company NMLS1935005 ↗
Principal BrokerNathan Kowarsky, NMLS 294599
Headquarters19800 MacArthur Blvd, Suite 880
Irvine, CA 92612
31 licenses
ALAlabama
Alabama Consumer Credit License
License 1935005
ARArkansas
Arkansas Combination Mortgage Banker-Broker-Servicer License
License 1935005
AZArizona
Arizona Mortgage Broker License
License 1028628
CACalifornia
Department of Financial Protection and Innovation. Loans made or arranged pursuant to the California Finance Lenders Law
License 60DBO122200
CACalifornia
Real Estate Corporation License with Mortgage Loan Originator (MLO) License Endorsement
License 02179112
COColorado
Mortgage Company Registration
License 1935005
DCWashington, D.C.
District of Columbia Mortgage Dual Authority License
License MLB1935005
FLFlorida
Florida Mortgage Lender License
License MLD2568
IDIdaho
Mortgage Broker/Lender License
License MBL-2081935005
ILIllinois
Illinois Residential Mortgage License
License MB.6850174
KSKansas
Kansas Mortgage Company License
License MC.0026038
LALouisiana
Louisiana Residential Mortgage Lending License
License 1935005
MDMaryland
Maryland Mortgage Lender License
License 1935005
MEMaine
Maine Supervised Lender License
License 1935005
MNMinnesota
Minnesota Residential Mortgage Originator License
License MN-MO-1935005
MTMontana
Mortgage Broker License
License 1935005
MTMontana
Mortgage Lender License
License 1935005
NCNorth Carolina
Mortgage Broker License
License B-202803
NHNew Hampshire
New Hampshire Banking Department, Mortgage Banker License
License 23342-MB
NJNew Jersey
New Jersey Correspondent Residential Mortgage Lender License
License 1935005
NMNew Mexico
New Mexico Mortgage Loan Company License
License 1935005
NVNevada
Nevada Mortgage Company License
License 5482
OHOhio
Ohio Residential Mortgage Lending Act Certificate of Registration
License RM.850333.000
OKOklahoma
Oklahoma Mortgage Lender License
License ML017051
OROregon
Mortgage Lending License
License 1935005
PAPennsylvania
Pennsylvania Mortgage Lender License
License 114200
SCSouth Carolina
South Carolina-DCA Mortgage Broker License
License 1935005
TNTennessee
Tennessee Mortgage License
License 1935005
TXTexas
SML Mortgage Company License
License 1935005
VAVirginia
Broker and Lender License
License MC-7147
WAWashington
Consumer Loan Company License
License CL-1935005

Texas consumers

Texas SML company notice. Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

Verify us

The NMLS Consumer Access site is a free public database run by state regulators. Look up Clear Mortgage Capital, Inc. (NMLS 1935005) to confirm every license on this page, or search any loan officer by name or NMLS number.